Tag: Japan

  • Personal Loan EMI Calculator

    Personal Loan EMI Calculator

    800: Personal Loan EMI Calculator estimates monthly EMIs, total repayment amount, and interest based on the loan amount, tenure, and rate.

    You do not need to know the complex formulae to calculate your monthly payments. Just enter three key inputs – loan amount, term and interest – and the calculator will automatically do the calculations for you. To increase or decrease any of the variables, just use the sliders. Increasing the interest rate or loan amount will increase your EMI while increasing the tenure will reduce the EMI. Adjust the variables according to your requirements.

    To qualify for ₹10 lakh Personal Loan, you must be between 21 and 60 years old, with a minimum earning of ₹25,000.

    What is a Personal Loan?
    A personal loan is an unsecured loan that individuals can borrow from lenders (Banks & NBFCs) to meet various financial needs without providing any collateral or security. That means you don’t need to mortgage property or assets to get a loan.

    Unlike home or car loans, which are typically used for specified purposes only, personal loans can be used freely for various purposes, such as medical emergencies, travel, or large purchases. 800

    Why Are Personal Loans Popular in India?
    No collateral required.
    Easy online application and disbursal.
    Fixed EMIs make it easy to plan monthly budgets.
    Customizable repayment tenure.
    An increasing number of lenders are simplifying the process.

    How Does a Personal Loan Work?
    Knowing how personal loans work helps you borrow the right way.

    Here’s a simple breakdown:

    Application: –You apply for a loan online or at a lender’s branch.
    Evaluation: –The lender checks your income, credit score, and documents.
    Approval: –If eligible, you’re approved for a specific loan amount.
    Disbursal: –Money is directly transferred to your bank account.
    Repayment: –You repay the loan through fixed monthly EMIs over the specified loan tenure.
    Common Uses of a Personal Loan

    Here are some common ways people use personal loans:

    Debt Consolidation: Pay off multiple loans or credit card debt by taking a personal loan.
    Medical Emergencies: Cover urgent healthcare expenses.
    Home Renovation: Redesign or repair your home.
    Wedding Expenses: Fund big family occasions without draining savings.
    Education: Pay for tuition, courses, or exams.
    Travel or Gadgets: Go wherever you want to go, buy what you love when you need it.

           INSTAL HBO       

       INSTALL MEDIA PLAYER   

    DISCLAIMER:
    Kindly consider these calculators as guidance only. Investors are required to make their own assessment before taking Loans.

  • Customer Sales & Service Officer – Tokyo, Japan

    Customer Sales & Service Officer – Tokyo, Japan

    Job Purpose:

    Manage a large ticketing or a reservation and ticketing office retail operation by implementing and maintaining best practise policies and procedures and lead the retail office to achieve local and network wide Commercial objectives. Ensure the highest level of service is delivered consistently to all customers across the full range of Emirates products so as to maintain and improve sales revenue.

    Job Outline:

    Manage the day to day operations of the retail office team and ensure that all customers are provided with excellent customer service. Ensure the retail office team are aware of and work to consistently meet and exceed reservations sales targets.
    Coach, manage, develop and motivate direct reporting agents and Customer Sales and Service Team Leaders. Ensure that team and individual agent performance is at the required standard and maximise the productivity of each individual member. Conduct regular performance management reviews ensuring that objectives and development plans are clearly set out and provide regular feedback to team members and management.
    Ensure that sales policies and retail office procedures are clearly understood, applied and adhered to by the team. Interpret information received from Emirates Group and senior management and communicate to the operation, thereby ensuring that up to date information on products and services is always available.
    Provide necessary on job instructions and training to staff and new joiners. Ensure that sales policies and retail office procedures are clearly understood, applied and adhered to by the team. Conduct regular team briefings to ensure that the team is aware of new products, policies and procedures as and when they are introduced.
    Monitor the discipline, grooming and conduct of the team.
    Produce resource plans based on call and walk in customer forecasts. Delegate tasks based on ability of the staff, ensuring a fair and even distribution of work among both the reservations and ticketing teams.
    Analyse service level and revenue data to determine operational trends and provide solutions to increase sales, service and quality. Regularly communicate with sales team, EGHQ departments such as Commercial and Reservations Services and Emirates network of contact centres and retail offices to share knowledge, ideas and best practise.
    Research, promote and implement new program, sales, service and employee satisfaction initiatives in order to achieve contact centre and network revenue, quality and employee satisfaction and attrition targets.
    Implement and maintain retail office standards such as furniture, brochure displays and queuing, reservations and telephony systems.
    Control and maintain records for all revenue accountable documents such as tickets and MCOs ensuring that usage is monitored in order to provide necessary accounts at the end of the day/shift. Prepare and reconcile end of day banking and bank monies as appropriate.
    Qualification
    Knowledge/skills:

    Working knowledge of retail office and airline industry procedures and methodology.

    Excellent knowledge of fares and ticketing, Skywards and MARS reservations systems and Emirates products and services.

    Excellent interpersonal, telephone and customer service skills.

    Ability to work in a busy sales team environment.

    Selection skills training.

    PC based skills to operate Windows package such as Microsoft Word/ Excel/ E-mail.

    Candidates must hold a right to live and work in Japan.

    Salary & benefits
    Competitive salary